About the Client

Our client is a dynamic payment service provider specializing in cross-border payment solutions. They offer services such as payment processing, multicurrency accounts, and card issuing, catering to both businesses and individuals. With a focus on e-commerce and small to medium-sized businesses, they utilize a cloud-based technology platform to ensure smooth and fast financial operations across borders.

Role Overview

As a Senior Fraud & AML Officer, you will play a crucial role in safeguarding the integrity of financial transactions. This position offers an exciting challenge to work with high-risk merchants and complex cases, where your expertise will directly impact the security and efficiency of payment processes. You'll have the opportunity to contribute to anti-fraud initiatives and improve monitoring systems, working in a hybrid environment from either the Riga or London offices.

Key Responsibilities

• Monitor merchant risks and transaction activity.

• Handle complex cases, including high-risk merchants.

• Manage requests and cases from payment schemes (e.g., Visa, Mastercard).

• Contribute to anti-fraud initiatives and improve monitoring systems.

• Optimize processes like alerts, data extraction, and monitoring logic.

• Collaborate with onboarding, monitoring, and risk teams.

• Occasionally support IML-related tasks.

• Mentor and guide a junior specialist.

Requirements

• Experience in Fraud / Anti-Fraud / Transaction Monitoring.

• Basic knowledge of IML / AML (nice to have).

• Data analysis skills (SQL is a plus).

• Experience in payments or fintech is an advantage.

• Experience working with high-risk merchants is preferred but not required.

Key Soft Skills

• Ability to work in a fast-paced, startup-like environment.

• Self-driven and proactive mindset.

• Ability to adapt to changing processes.

• Strong problem-solving skills.

• Excellent communication skills.

What We Offer

• Competitive salary aligned with experience.

• Collaborative and transparent team culture.

• High-impact role in a scaling fintech company.

• Recognition of personal milestones and achievements.

• Social benefits.