About the Client

Our client is a digital banking platform that caters to small and medium-sized enterprises (SMEs) and individual users. The platform provides multi-currency business accounts, virtual and physical Visa cards, and e-wallets. Users can send and receive payments globally through web and mobile applications and integrate with payment systems like Apple Pay.

Role Overview

As a Reconciliation Manager, you'll play a crucial role in ensuring the accuracy and efficiency of financial transactions. This full-time position offers an opportunity to design and optimize reconciliation processes, collaborate with multiple departments, and contribute to the growth of a leading fintech company. You'll be at the forefront of resolving discrepancies and enhancing operational efficiency.

Key Responsibilities

• Design and implement end-to-end reconciliation processes between platform, merchants, providers, and acquirers.

• Define reconciliation methodology, matching logic, tolerances, escalation rules, and operational controls.

• Build and optimize reconciliation workflows, including automation requirements, parser logic, and reporting structure.

• Lead investigation of complex discrepancies, settlement breaks, balance mismatches, and unresolved transaction cases.

• Establish monitoring and controls for merchant/acquirer balances, rolling reserves, fees, chargebacks, and settlements.

• Collaborate with Finance, Treasury, Compliance, Product, and IT teams to improve reconciliation infrastructure and operational efficiency.

Requirements

• 3–5+ years of experience in reconciliation, payment operations, or financial operations leadership roles.

• Strong understanding of payment processing lifecycle: authorization, clearing, settlement, chargebacks, and reserves.

• Experience building or scaling reconciliation processes, controls, and operational procedures from scratch.

• Advanced Excel skills and ability to work with large financial datasets.

• Practical experience with reconciliation automation, financial systems, and provider/acquirer integrations.

• Languages: English B2, Russian C1.

• Experience in fintech.

Key Soft Skills

• Strong ownership mentality and ability to independently drive processes.

• Structured and systematic approach to operational problem-solving.

• High level of attention to detail combined with process-oriented thinking.

• Strong communication and stakeholder management skills across technical and business teams.

• Ability to work in fast-changing fintech or payment environments.

What We Offer

• Competitive salary aligned with experience

• Collaborative and transparent team culture

• High-impact role in a scaling fintech company

• Recognition of personal milestones and achievements

• Social benefits