About the Client

Our client is a global payment processing company that offers comprehensive payment infrastructure services, including acquiring, issuing, and processing. They provide solutions such as payment acquiring, BIN sponsorship, white-label card issuing, and digital banking platforms to merchants, fintech companies, and banks worldwide.

Role Overview

As a Risk Analyst, you will have the opportunity to tackle challenges in transaction monitoring and compliance. You'll play a crucial role in ensuring merchant compliance with industry rules and identifying potential risks, thereby contributing to the company's robust risk management framework.

Key Responsibilities

• Ensure merchants’ compliance with Visa and Mastercard rules and requirements.

• Conduct transaction monitoring for both Fraud and AML purposes.

• Analyse WebShield alerts and oversee transaction monitoring rules.

• Review merchant activity during onboarding and ongoing monitoring stages.

• Monitor merchants’ chargeback and fraud ratios and identify potential risks.

• Perform risk assessments and escalate suspicious activities when necessary.

• Support the implementation and improvement of internal risk controls and monitoring processes.

• Cooperate closely with Compliance, Operations, and other internal teams.

Requirements

• 2+ years of experience in Risk, Fraud Prevention, Transaction Monitoring, Compliance Operations, or a related field within fintech, payments, banking, or financial services.

• Strong understanding of Visa and Mastercard rules and requirements.

• Experience with transaction monitoring, fraud detection, and merchant risk assessment.

• Knowledge of Know Your Customer (KYC) requirements and Customer Due Diligence (CDD) procedures.

• Experience working with merchant onboarding and ongoing monitoring processes.

• Fluent Russian and English are required. Latvian language skills are highly preferred.

Key Soft Skills

• Strong analytical skills and attention to detail.

• Ability to work collaboratively in a team.

• Excellent communication skills.

• Problem-solving mindset.

• Ability to adapt to a fast-paced environment.

What We Offer

• Competitive salary package of EUR 3,000–4,000 gross per month.

• Modern office in Riga.

• Opportunity to work in a fast-growing international fintech environment.

• Professional development and career growth opportunities.

• Dynamic and supportive team.