About the Client

Our client is a payment services provider offering online payment solutions to businesses internationally. Its work includes merchant onboarding and ongoing customer due diligence.

Role Overview

Take ownership of complex KYC/KYB reviews and help shape risk-based decisions on merchant relationships. You will investigate higher-risk cases, assess the evidence behind corporate structures, and work closely with the MLRO to reach clear, documented conclusions.

Key Responsibilities

• Review KYC/KYB files prepared by onboarding specialists for completeness, accuracy, and supporting evidence.
• Conduct enhanced due diligence on high-risk merchants, analyse ownership structures across jurisdictions, and identify ultimate beneficial owners.
• Assess source of funds and source of wealth documentation.
• Perform in-depth sanctions, PEP, and adverse media screening.
• Evaluate corporate client risk, including processing volumes, chargeback exposure, and high-risk business models.
• Prepare structured conclusions and recommendations for the MLRO, escalating cases when needed.
• Work with onboarding colleagues to close gaps in client files and improve due diligence quality.
• Recommend restrictions or termination of client relationships when risks cannot be adequately mitigated.

Requirements

• At least 2–3 years of hands-on AML, KYC/KYB, and EDD experience in payments or banking.
• Experience with merchant acquiring and high-risk merchants is a strong advantage.
• Practical experience reviewing corporate clients and independently analysing complex or higher-risk cases.
• Strong understanding of AML/CTF requirements, EU sanctions regimes, and UBO identification.
• Based in Lithuania and available to work hybrid from the Vilnius office.
• Languages: English C1
• Experience in fintech

Key Soft Skills

• Critical assessment of evidence, with the ability to spot red flags and reach reasoned, documented conclusions.
• Ability to write clear compliance reports.
• A proactive approach, sound judgement, and ownership of your work.

What We Offer

• A senior specialist role with ownership of complex due diligence cases.
• Close collaboration with the MLRO and an international team.
• Opportunities for professional development in AML and compliance.
• Hybrid working in Vilnius.
• Compensation based on experience and expertise.